An Online Course To Help You

Earn Monthly Rental Income

Designed For People With Low Capital and Little Knowledge

The Employee to Millionaire Real Estate Investor Course

Finance Deals • Earn Steady Rental Income • Grow Your Property Portfolio

Do You Really Believe You Can't Access Real Estate Investing Because You Don't Have Enough Capital and Good Credit?

  • You think real estate investing is reserved for the rich and wealth only
  • You cost of living exceeds your income, so you keep on accruing debt to finance your living expenses
  • Don't have capital for the down payment to purchase a property

If so, this course will help you finance, own, and manage

rental properties that pay you monthly passive income.

How to Earn Monthly Passive Income &

Build Wealth with Rental Properties


Become In Control Of Your Personal Finances

Improve your credit score and financing eligibility to attract the necessary capital to fund your investments

Learn The 10-Step Property Investment Blueprint

Proven, award-winning, system that will take you by the hand and mentor you becoming a real estate investor

Earn Income From Cash Flowing Rental Properties

Finance, own, rent, and manage rental properties that will pay you new streams of income and grow your wealth

Meet Your Guide

H.J. Chammas, CEO

Few people know how to help employees (and self employed) fix their finances and achieve financial independence like H.J. Chammas.

Chammas has helped over 30,000 individuals turn around their financial lives from accruing debt to finance their living expenses to having excess income and building generational wealth.

In this course, he’ll help you become a seasoned real estate investor by following a clear blueprint. Chammas has invested and worked with students from all over the globe. Now, he’s ready to teach you.

Subscribe to The Course Now and Get Immediate Access To...

Streaming Videos... to learn at your own pace

Worksheets... to do the math for you!

Contracts, Leases, Disclosures, Paperwork… that you can fill in the blanks

Lifetime access to all future updates and upgrades

1-1 Strategy Session... with H.J. Chammas

Support...  to address any inquiries or clarifications you may have

The Employee Millionaire Course Modules...

 Module #1

 Understand Your Personal Finances

 Module #2

 Why Am You There?

 Module #3

 Limiting Beliefs

 Module #4

 Where Do You Want To Be?

 Module #5

 Build Your Team

 Module #6

 Get Prequalified for a Loan

 Module #7

 Prospect for Discounted Properties

 Module #8

 Analyse Rental Properties

 Module #9

 Negotiate and Submit Offers

 Module #10

 Perform Due Diligence and Commit

 Module #11

 Finance Your Rental Properties

 Module #12

 Transfer the Title

 Module #13

 Rent Your Property

 Module #14

 Manage Your Property

 Module #15

 The Virtuous Cycle of Building Wealth through Rental Properties

Bonus #1

Templates & Worksheets

Bonus #2

Free  Strategy Session With H.J. Chammas

Also available in easy monthly installment plan of $175 x 4 payments

What World-Renowned Thought Leaders Are Saying About H.J. Chammas?

Richard Duncan

Author, Economist, Rich Dad Advisor

“The Employee Millionaire is an A to Z guide on how to acquire a portfolio of rental properties that will build wealth with every month that passes."

Nandu Nandkishore

Fortune 100 CEO. Keynote Speaker.

“I wish I had access to his learning when I was starting out in my journey."


Brenda Bence -

Award-Winning Author and Top 10 Executive Coach Worldwide  

"To help you obtain financial freedom while reducing risk, read The Employee Millionaire."


Free Learning Center Packed With Articles, Books, & Master Classes

Get Chammas' Bestseller Book For Free

After going through the pain of living in poverty and being heavily drowned in debt, I reveal simple and powerful wealth building strategies in my book, The 4 Stages of Building Wealth.

I built my own wealth based on 4 Key Investing Pillars. Over the years I have PERFECTED these pillars to allow ANY person in ANY financial position to become financially independent and Live a stress-free life.

I am GIVING away this book FOR FREE (for instant download).

H.J. Chammas

Choose The Program That Best Fits You From The Employee Millionaire!

Struggling With Your Personal Finances & Want A Tailor Fit Rat Race Exit Plan?

The 4 Pillars of Building Wealth is your ticket to radical personal finance and your blueprint for a solid wealth building plan.

Award Winning Book, Real Estate Investing Book, Rental Properties Book, The Employee Millionaire, HJ Chammas

New To Real Estate Investing & Want To Learn How To Own Rental Properties?

We've got you covered. Our Mentorship Program includes EVERYTHING you need to know to get started today.

Don't Have Down Payment? Bad credit? Need 1-1 Coaching To Get Started?

H.J. Chammas is sharing his PROVEN real estate strategy. He will work with you on the deals that will pay you residual income.

Here's What The World’s Toughest Critics Think About Chammas' Books...

“A blueprint on how to transform rental property into a profitable business. It is for anyone who wants to find the right path to success in real estate."

"For those interested in investing in rental properties, this expertly written book offers the necessary guidance and support."

“Excellent content that includes the financial 'ins and outs' of acquiring rental properties. An intelligent message of hope couched in helpful advice."