Are You Tired Of Living Paycheck To Paycheck With No Money Left To Pay For An Unexpected Expense?
Are Your Excessive Bills & Lack Of Time Making You Stuck In The Rat Race?
Do You Lack The Knowledge & Mentorship To Earn Passive Income ... and Let Your Fear lead You To Procrastinate?
Do You Want To Learn How To Earn Passive Income While Being In A Day Job?
Award Winning Book, Real Estate Investing Book, Rental Properties Book, The Employee Millionaire, HJ Chammas
Get The e-book copy of the Multi-Award Winning book - The employee Millionaire - & Learn Exactly
How To Create Passive Income & Build Wealth 
Starting With Little Money And No Experience.

Plus Get a $127 Value Bonuses!
Done For You Templates and Worksheets To Plug In All The Learning To Your Own Situation.
Are You Tired Of Living Paycheck To Paycheck With No Money Left To Pay For An Unexpected Expense?
Are Your Excessive Bills & Lack Of Time Making You Stuck In The Rat Race?
Do You Lack The Knowledge & Mentorship To Earn Passive Income ... And Let Your Fear Lead You To Procrastinate?
Learn How To Earn Passive Income With Little Money and No Experience.
Award Winning Book, Real Estate Investing Book, Rental Properties Book, The Employee Millionaire, HJ Chammas
Get The e-book copy of the Multi-Award-Winning Book -
The Employee Millionaire 

Plus Get A $127 Value Bonuses!
Done For You Templates And Worksheets To Plug In All The Learning To Your Own Situation
“I Was Living From Paycheck To Paycheck, But I Have Transformed My Life From A State Of Financial Ruin To A State Of Financial Freedom … With A Wealth That Will Outlive Me So That I Can Pass It On To My Children … Applying The Same Secrets Shared In This Book”
– H. J. Chammas 
(Award-Winning Best-Selling Author)

award-winning best-selling author, award-winning author, best-selling author, hj chammas, the employee millionaire
  • Learn how to earn Passive Income and create Generational Wealth, so that you have a Stress-Free and Abundant Life with extra Time to spend with your Family or Travel the world.
  • Secret #1The Power of Leverage - Learn how to do more with less ... Leverage other people's knowledge, time, connections, and money. Get pre-qualified for bank loans to finance your investments.
  • Secret #2The Plug And Earn Model  - An award-winning Investment Blueprint ... a Step-By-Step Process ... with all the plug-in templates and worksheets that require no special ability to learn. This proven blueprint will generate monthly passive income, while it minimizes time and money lost by trial and error.
  • Secret #3The Power of Repetition  – Replicating the same process and creating a Virtuous Cycle to speed up your wealth building process and achieve financial freedom.
H. J. Chammas made millions with these very Processes, and now you can too.
  • ​Start a side income without leaving your job and never have to worry about money again
  •  Escape debt. Learn how I escaped debt and leveraged my position as an employee
  •  Learn how to analyse your current financial situation and turn it into your benefit.
  • Achieve the life of financial freedom you've always dreamed of!
What's Included?
Award Winning Book, Real Estate Investing Book, Rental Properties Book, The Employee Millionaire, HJ Chammas
The Employee Millionaire eBook:
A complete guide to Personal Finance with a step-by-step Rental Property Investment Blueprint.
(Value $7.99)
Award Winning Book, Real Estate Investing Book, Rental Properties Book, The Employee Millionaire, HJ Chammas
FREE Templates and Worksheets so you have a system in place that makes building your property wealth easier!
(Value $127)
“I Was Living From Paycheck to Paycheck, But I have Transformed My Life
From a State of Financial Ruin to a State of Financial Freedom …
With A Wealth That Will Outlive Me So That I Can Pass It On To My Children … 
Applying The Same Secrets Shared in This Book”
– H. J. Chammas (Award-Winning Best-Selling author)
award-winning best-selling author, award-winning author, best-selling author, hj chammas, the employee millionaire
H. J. Chammas made millions with these very Processes, and now you can too.
  • ​Start a side income without leaving your job and never have to worry about money again
  •  Escape debt. Learn how I escaped debt and leveraged my position as an employee
  •  Learn how to analyse your current financial situation and turn it into your benefit.
  • Achieve the life of financial freedom you've always dreamed of!
  • ​Learn how to earn Passive Income and create Generational Wealth, so that you have a Stress-Free and Abundant Life with extra Time to spend with your Family or Travel the world.
  • Secret #1The Power Of Leverage - Learn how to do more with less ... Leverage other people's knowledge, time, connections, and money. Get pre-qualified for bank loans to finance your investments. 
  • Secret #2The Plug And Earn Model -  An award-winning Investment Blueprint ... a Step-By-Step Process (a checklist) ... with all the plug-in templates and worksheets that require no special ability to learn. This proven blueprint will generate monthly passive income, while it minimizes time and money lost by trial and error.
  • Secret #3The Power of Repetition – Replicating the same process and creating a Virtuous Cycle to speed up your wealth building process and achieve financial independence.
What's Included?
Award Winning Book, Real Estate Investing Book, Rental Properties Book, The Employee Millionaire, HJ Chammas
The Employee Millionaire eBook: A complete guide to Personal Finance with a step-by-step Rental Property Investment Blueprint.
(Value $7.99)
Award Winning Book, Real Estate Investing Book, Rental Properties Book, The Employee Millionaire, HJ Chammas
FREE Templates and Worksheets so you have a system in place that makes building your property wealth easier!
(Value $127)
Here's What Just A Few People Are Saying About The Employee Millionaire
If Dave Ramsey's Total Money Make Over met Robert Kiyosaki's Rich Dad Poor Dad met Ian Formigle's Guide to Real Estate Investing, The Employee Millionaire would be their collective baby.
Great fundamental information for building your financial life up and to get you onto a path of passive income and comfortable retirement.

The Employee Millionaire is a step-by-step study of how to build a high level of unearned income (passive income) while still working a full-time job.
If you want to change your life, before you quit your day job, read this book cover to cover.
The Employee Millionaire is crammed with well-explained techniques the reader feels coached through their own decision-making process and encouraged to act.
H.J. Chammas’ entrepreneurial viewpoint is enlightening in a number of ways but especially when considering the value and role of a mentor as a factor in success.

If you interested in growing wealth for your family outside the 9-5, The Employee Millionaire has the answers you need. I have read many books on building wealth from some of the more well-known authors like Robert Kiyosaki and T. Harv Eker, but this one distinguishes itself by being a truly step by step guide on how to build a real estate portfolio.

You Can Do It Too
Get The Exact Processes That H. J. Chammas Used For Investing And Start Living Your Dream.
The Employee Millionaire In The Media
How Is This Book Different? What Do Key Opinion Leaders Around The World Think?
“ I wish I had access to his learning when I was starting out in my journey. "
Nandu Nandkishore
Fortune 100 CEO. Keynote Speaker.
Faculty at B Schools
“ The Employee Millionaire is an
A to Z guide on how to acquire a portfolio of rental properties that will build wealth with every month that passes. "
Richard Duncan
Author, Economist 
and Publisher of Macro Watch
" To help you obtain financial freedom while reducing risk, read The Employee Millionaire. "
Brenda Bence
Award-Winning Author 
and Top 10 Executive Coach worldwide  
How Is This Book Different?  What Do Key Opinion Leaders Around The World Think?
“ I wish I had access to his learning when I was starting out in my journey. "
Nandu Nandkishore
Fortune 100 CEO. Keynote Speaker.
Faculty at B Schools
“ The Employee Millionaire is an
A to Z guide on how to acquire a portfolio of rental properties that will build wealth with every month that passes. "
Richard Duncan
Author, Economist 
and Publisher of Macro Watch
" To help you obtain financial freedom while reducing risk, read The Employee Millionaire. "
Brenda Bence
Award-Winning Author 
and Top 10 Executive Coach worldwide  
WHAT THE TOUGHEST CRITIQUES ARE SAYING...
“A blueprint on how to transform rental property into a profitable business. It is for anyone who wants to find the right path to success in real estate."
“Excellent content that includes the financial 'ins and outs' of acquiring rental properties. An intelligent message of hope couched in helpful advice."
"For those interested in investing in rental properties, this expertly written book offers the necessary guidance and support."
Frequently Asked Questions
I haven't invested in Real Estate yet. Is this beginner friendly?
Absolutely. This is a Beginner friendly program. Everything is clearly explained, with no jargon. It is a Step By Step process, with Absolutely NOTHING Left Out.
What if I don't have money to invest in Real Estate? Is this still for me?
Yes. This is a E-book designed for people who have regular jobs and not a lot of savings. Our motto is: Start Small, Grow Big - In Your Own Time And At Your Own Pace.
Do I need to leave my job to get started?
No. I'll show you how your day job is actually an advantage.
Is there a refund policy?
If, after buying this E-book you discover that it isn’t for you, tell us within 30 days and we’ll give you your money back! Our content is proven so we can confidently offer you a risk-free guarantee - take advantage of it today!  
award-winning best-selling author, award-winning author, best-selling author, hj chammas, the employee millionaire
Join The Worldwide Family Of Employee Millionaires!  
You Get An e-book Copy Of The Multi-Award-Winning Book - 
The Employee Millionaire

PLUS
FREE Done-for-you checklists, templates and Worksheets That  make building your property wealth even easier.  
Frequently Asked Questions
I haven't invested in Real Estate yet. Is this beginner friendly?
Absolutely. This is a Beginner friendly program. Everything is clearly explained, with no jargon. It is a Step By Step process, with Absolutely NOTHING Left Out.
What if I don't have money to invest in Real Estate? Is this still for me?
Yes. This is a E-Book designed for people who have regular jobs and not a lot of savings. Our motto is: Start Small, Grow Big - In Your Own Time And At Your Own Pace.
Do I need to leave my job to get started?
No. I'll show you how your day job is actually an advantage.
Is there a refund policy?
If, after buying this E-book you discover that it isn’t for you, tell us within 30 days and we’ll give you your money back! Our content is proven so we can confidently offer you a risk-free guarantee - take advantage of it today! 
Join The Worldwide Family Of Employee Millionaires!  
You Get An E-Book Copy Of The Multi-Award-Winning Book - 
The Employee Millionaire

PLUS ... Free
Done-For-You Checklists, Templates & Worksheets That Make Building Your Property Wealth Even Easier
award-winning best-selling author, award-winning author, best-selling author, hj chammas, the employee millionaire
CONNECT WITH H.J. CHAMMAS
The Employee Millionaire LLC ©2019 - All Rights Reserved

CONNECT WITH H.J. CHAMMAS
The Employee Millionaire LLC ©2019 - All Rights Reserved